I’m in a Floetry state of mind today i.e. rather introspective, but in a very good way. I turned 24 last week and I had a special day with my husband. I felt thoroughly pampered as we went through the day. We went to the Goodwill store to pick up some crockery and clothing (3 shirts) for me (for under $30).Â For the uninitiated, Goodwill is a thrift store that has everything except groceries. Their merchandise is from donations by people so they sell secondhand clothing and secondhand items. If you are looking for a recession-friendly budget, Goodwill is a place to check out. The Dollar store was next for some cheap & much-needed hangers for our closets. Then, we went to dinner at Ryan’s which is a kickass buffet-style restaurant. We gorged ourselves (literally) and had fun people-watching. I used a buy-one-get-one-free buffet coupon so our meal came down to $12, but we ended up spending close to $20 because we tipped our waiter pretty heavily. He was a good sport and made our time there very enjoyable. We also felt slightly guilty for the sins of another party of over 10 people that trashed their area. It was unreal. Granted, that party had kids with them, but couldn’t the parents or adults pick up after the children? Do you want to bet that that same party gave a shitty tip? I have just one word for people who abuse the generosity and good nature of others: Karma.
In retirement account news, I’ve have nothing to say other than constantly checking my portfolio is a bad thing. 🙂 Thankfully, retirement is a long way off so I’m not too bothered. Matt’s accounts have also taken a hit, but not as bad as mine (his rate of return is in the negative single digits while mine are in the negative double digits. Ouch!). Our emergency fund is slowly, but steadily creeping upwards. As you know, a good emergency fund should be good for, at least, 3 months of all living expenses. We’re making some progress, but car troubles have put a dent in the growth. It’s somewhat depressing to keep troubleshooting problems that never seem to be solved. We recently purchased a used car from a friend of ours. We knew the car had had some serious trouble i.e. the owner even got the transmission replaced at one point, but because it was a solid car (Chevrolet Impala 2000), we went ahead and paid the asking price of $1,200. To date (and to my knowledge), we have put over $500 into that car and that amount looks to be growing. I know nothing about cars so I’ll defer to Matt’s knowledge & trust when he says it is a solid investment. 🙂 It should be obvious that I hate spending money on anything except electronics. LOL.
That’s it for now. Have a great week!