They are a bunch of low-down scheming crooks. When I first got my card from them, it was a secured Visa credit card. Sometime in October, they “upgraded” my account to a Premium Visa Credit Card. I assumed that they had removed things like my annual fee because I’d been “upgraded” to. Well, I called them to see if they could lower my APR from 20.74% to something other than 20.74%. They said no. I called to get the annual fee ($29) waived and they said no. Well, I’ve paid off my balance and I will not use my Bank of America card just to spite them and make them lose money on my account. They want $29 yearly, they can have it. I don’t have to deal with this crap. I would have closed this account, but apparently, that will cause my credit score to take a hit. Besides, now that I’ve paid off the damn thing, it looks “good” on my credit report. Grrrh. It’ll leave me with only the SunTrust card which looks awful (balance wise). It’s all good. Bad things happen to bad people even bad corporations. Bank of America, I’m sending some prayers your way. I got so mad that I even snapped at M although it was more than just being mad at Bank of America. He just heard me say that I was still at the lab doing some work. I won’t be able to leave until 5.30 and thusly, I will miss my 5.45pm transit bus because the intermediate bus that’ll take me there won’t be taking me until 5.45pm. He knows this or just chooses to forget that he knows this or truly forgot in which case I’m sorry. I’m just in a pissy mood. 🙁