*shaking head* I am really pissed off right now at two of my banks. I received a refund of my collateral ($99) from one of them and cashed this amount at the second bank around the 1st week of November. Fastforward to this morning, I checked account at second bank to find that the check from 1st bank I cashed was returned. Being the financially unsound person that I have been, this sent me in the red (with pending charges even!!). I call up 2nd bank who can’t tell me the reason check was returned because the “Returns Department” is not available. I call 1st bank to ask why their check bounced and CSR hems-and-haws. Long story short, 1st bank is doing some research/investigation. 2nd bank needs me to call to remind them to not charge me overdraft fees some something that was not my fault. I’m sick of 1st bank’s shenanigans. Before the year is over, I can going to cancel my account with them. That will be my gift and promise to myself.
As for 2nd bank (that would be Wachovia), if I could, I would cancel my savings/checking account with them. The problem is the hassle of updating other payments with new information from other account. They are awful at updating their customers with current information on their account status. After this latest fiasco, I am going to seriously consider those WaMu deals. 🙂 Afterall, this devil I know (Wachovia) is becoming to be more than I can handle. Maybe the saint I don’t know (WaMu) will spice things up.